The Best Auto Loan Rates Right Now (June 2024 Updates) (2024)

Rates are changing, but deals can still be had when financing a new car. Interest rates remain high in 2024, and the lowest APR finance deals are likely to vanish in months to come. If you’re thinking of financing a new car, you’ll want to take advantage of manufacturer incentives to save thousands. These are the best new car finance deals in June 2024.

👉 Short on time? We’ve highlighted the best offers in bold. You can also see the top deals this month here.

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1 The Best Auto Loan Rates For New Cars (June 2024)

1.1 Acura Cash and Financing Deals

1.2 BMW Cash and Financing Deals

1.3 Buick Cash and Financing Deals

1.4 Cadillac Cash and Financing Deals

1.5 Chevrolet Cash and Financing Deals

1.6 Chrysler Cash and Financing Deals

1.7 Dodge Cash and Financing Deals

1.8 Ford Cash and Financing Deals

1.9 GMC Cash and Financing Deals

1.10 Honda Cash and Financing Deals

1.11 Hyundai Cash and Financing Deals

1.12 Jeep Cash and Financing Deals

1.13 Kia Cash and Financing Deals

1.15 Lincoln Financing Offers

1.16 Mazda Cash and Financing Deals

1.17 Nissan Cash and Financing Deals

1.18 Ram Cash and Financing Deals

1.19 Subaru Cash and Financing Deals

1.20 Toyota Cash and Financing Deals

1.21 Volkswagen Cash and Financing Deals

2 Free Car Buying Help Is Here!

2.1 Get the most when you sell your car.

The Best Auto Loan Rates For New Cars (June 2024)

We’ve compiled every manufacturer’s financing incentives below, but these are the BEST loan deals with the LOWEST auto loan rates this month.

  • 0% Financing: Mazda CX-30, CX-50, CX-5, CX-90; Kia EV9, EV6, Niro EV, Nissan Ariya and Rogue; Subaru Solterra; Ford Edge; VW Taos
  • 0.9% APR: GMC Terrain, Honda Ridgeline, Kia Sorento, most Buick models
  • 1.9% APR: Chevrolet Silverado 1500, Equinox, Blazer, Trailblazer; GMC Canyon, Sierra 1500, Acadia; Kia Sportage and Sorento

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Let’s dive into every automaker’s financing and cash offers for June.

Acura Cash and Financing Deals

3.9% APR for up to 60 months: 2024 Acura Integra, MDX, and RDX

2.9% APR for the new electric Acura ZDX

Learn more at Acura.com, or browse listings with local market data

BMW Cash and Financing Deals

The Best Auto Loan Rates Right Now (June 2024 Updates) (1)

3.99% APR for 60 months for the BMW i4 electric sedan and iX electric SUV

Learn more at BMWUSA.com

See BMW listings with local market data.

Buick Cash and Financing Deals

0.9% APR for the 2024 Buick Encore GX and 2024 Enclave

0.9% APR for remaining new 2023 Enclave, Envision, Encore GX

See details at buick.com

Browse Buick listings with local market data

Cadillac Cash and Financing Deals

The Best Auto Loan Rates Right Now (June 2024 Updates) (2)

In June, Cadillac has these cash and APR offers for new cars:

3.9% APR for 48 months plus $500 cash allowance for the 2024 XT4

3.9% APR for 48 months + $1,500 cash offer for the 2024 XT5, and XT6

See Cadillac listings with local market data.

Chevrolet Cash and Financing Deals

The Best Auto Loan Rates Right Now (June 2024 Updates) (3)

Chevrolet is offering low APR offers for multiple models in June:

$5,750 cash offer with a trade-in: 2024 Silverado 1500 Crew Cab LT

1.9% APR: 2024 Colorado, Equinox, Blazer, Trailblazer + No payments for 90 days

Learn more at chevrolet.com

See Chevrolet listings near you with local market data.

Chrysler Cash and Financing Deals

In June, Chrysler is offering $5,500 off of the Pacifica PHEV (plug-in hybrid). Chrysler is not advertising any APR offers at this time. See Chrysler listings near you with local market data.

Dodge Cash and Financing Deals

These are Dodge’s cash and financing offers this month:

  • Up to $3,750 cash allowance for 2023 Chargers and Challengers
  • $2,930 cash bonus for 2024 Durango models

Learn more at Dodge.com

See Dodge listings with local market data.

Ford Cash and Financing Deals

The Best Auto Loan Rates Right Now (June 2024 Updates) (4)

After clearing out the majority of 2023’s remaining inventory in recent months, Ford has pulled back the most aggressive incentives. In June, these are the best cash and financing offers from Ford:

0.9% APR for 60 months: 2024 Mustang Mach-E, 2024 Ford Edge

3.9% APR for 60 months + $500 cash: 2024 Ford F-150

See Ford listings with local market data.

Learn more at Ford.com.

GMC Cash and Financing Deals

This month, GMC has a few financing offers:

0.9% APR + $1,500 cash allowance: 2024 GMC Terrain

1.9% APR: 2023 and 2024 Canyon, GMC Sierra 1500, GMC Acadia

Sierra 1500: $6,000 cash allowance with a trade-in

Learn more from GMC.

See GMC listings with local market data.

Honda Cash and Financing Deals

The Best Auto Loan Rates Right Now (June 2024 Updates) (5)

In June, Honda and Acura are advertising these financing offers:

Honda Ridgeline: 1.9% APR for 36 months

Honda CR-V, Passport, Prologue EV: 2.9%-4.9% APR

Honda Accord, Civic, CR-V Hybrid, HR-V, Odyssey: 3.9%-4.9% APR

See Honda listings with local market data.

Hyundai Cash and Financing Deals

Right now, Hyundai APR offers are less than stellar:

0.99% APR: Kona Electric

2.89-2.99% APR: Elantra, Sonata,

3.99% APR: Tucson, Palisade, Santa Cruz

5.49% APR: Redesigned Hyundai Santa Fe

Hyundai is offering cash savings for multiple models: 2024 Palisade ($1,250), 2024 Santa Cruz ($2,500), 2024 Tucson ($2,000), 2024 Elantra ($1,000)

👉 Ready for pro help with your car purchase? Learn more about buying with CarEdge!

See Hyundai listings with local market data.

Learn more at hyundaiusa.com

Jeep Cash and Financing Deals

This month, these are Jeep’s cash incentives and financing offers:

2024 Grand Cherokee: $5,500 cash offer

2023 Gladiator: Listed at 20% below MSRP

Wrangler 4xe and Grand Cherokee 4xe plug-in hybrids: $6,750 cash bonus

There are no advertised APR offers for the Jeep Wrangler currently.

See Jeep listings near you with local market data.

Kia Cash and Financing Deals

Check out the latest Kia offers in June:

The Best Auto Loan Rates Right Now (June 2024 Updates) (6)

Kia is having a hard time selling EVs now that the EV6 and Niro EV have lost the federal tax credit. That’s where the best Kia APR deals are this month:

0% APR for 60 months: 2024 Kia EV6 and Niro EV

0% APR for 48 months: 2024 Kia EV9 (three-row electric SUV)

1.9% APR: 2024 Sportage, Sorento

3.9-4.9% APR on most other Kia models for well-qualified buyers

$9,000 cash offer: 2023 Kia EV6

Learn more at kia.com

See Kia listings near you with local market data.

Lexus Cash and Financing Deals

4.99% APR for 60 months for the Lexus RX

See Lexus listings with local market data.

Learn more about these offers at Lexus.com

Lincoln Financing Offers

Lincoln is offering 4.99% APR for up to 84 months for remaining 2023 Nautilus and Corsair.

See Lincoln listings near you.

Mazda Cash and Financing Deals

The Best Auto Loan Rates Right Now (June 2024 Updates) (7)

In June, Mazda has some of the best financing offers today, including zero percent APRs:

0% APR for 36 months: 2024 Mazda CX-30, CX-5, Mazda3

0.9% APR for 60 months: 2024 Mazda CX-90, CX-50

See Mazda listings near you with local market data

Learn more about these offers at MazdaUSA.com

Nissan Cash and Financing Deals

This month, Nissan has great financing deals:

0% APR for 72 months for remaining 2023 Nissan Ariya

0% APR for 36 months for 2024 Nissan Rogue

2.9% APR for 60 months for the following models: 2024 Altima, Pathfinder

*Most other Nissan models are available for under 4.9% APR.

See Nissan listings with local market data

Learn more about these offers at NissanUSA.com

Ram Cash and Financing Deals

Ram has these active cash offers in June 2024:

New 2024 Ram 1500: $4,500 cash offer + Big Horn Package ($3,125 value)

New 2024 Ram 1500 Classic: $4,000 bonus cash

See Ram listings near you with local price data

See details at ramtrucks.com

Subaru Cash and Financing Deals

The Best Auto Loan Rates Right Now (June 2024 Updates) (8)

0% APR for 72 months: Solterra EV

2.9% APR for 48 months: 2023 Ascent

2.9% APR for 72 months: 2024 Outback, Forester

3.9%-4.9% APR for other Subaru models.

See Subaru listings near you with local price data

See which models and trims qualify at subaru.com.

Toyota Cash and Financing Deals

This month, Toyota has these APR deals for well-qualified buyers:

3.99% APR: 2023 Tacoma 4×4, Highlander, RAV4

4.75% APR: 2024 Camry, Corolla

See Toyota listings near you with local price data

Learn more about these offers at Toyota.com

Volkswagen Cash and Financing Deals

0% APR for 72 months: 2024 Volkswagen ID.4

0% APR for 60 months: Taos

2.9% APR for 60 months: Atlas, Jetta

See Volkswagen listings near you

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The Best Auto Loan Rates Right Now (June 2024 Updates) (2024)
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